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January 2, 2022

Owning a home might exemplify the American Dream, but paying your mortgage can be a nightmare. Andrew Wang’s Valon makes paying off life’s biggest purchase a bit easier by automating payments, giving a clear view of one’s balance and educating borrowers about loans, taxes and insurance. Mortgage lenders like Starwood Capital pay Valon for every mortgage it handles: earlier this year Wang raised $50 million from Andreessen Horowitz and others to go after incumbents like Black Knight, the $11 billion leader in the space. Valon currently services $5.5 billion worth of loans and aims to offer home insurance. Says Harvard grad Wang: “It sounds like a boring business, but it’s incredibly impactful.”

"We published the first edition of the Forbes 30 Under 30 a decade ago, with one clear goal: to identify the new guard, the young innovators, trailblazers and disruptors remaking the world. That first list featured names like Kevin Systrom, whose company Instagram had only seven employees: Lena Dunham, who had yet to debut on HBO's Girls: Daniel Ek, who had just launched Spotify in the U.S.: journalist Ronan Farrow, years before he exposed Harvey Weinstein in the New Yorker: and actor Donald Glover, then mostly known as a cast member in the cult comedy Community.

Much of 2022 was being freshly created by this group back in 2012. Ten years from today, it’s a good bet we’ll all be living in a new world being imagined today by the 600 entrepreneurs, innovators and entertainers that make up the 10th Anniversary class.

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